Subject: Re: The cost of health care reform
'There is a large void in this discussion. There is little talk of the impact which employer contributions have on the “big picture”.
It’s not easily stated in a single sentence.
So I start at the basics:
The costs of health care include the cost of insurance.
To recognize the reduction in costs of a reformed
system, the new system must be able to recognize those premiums paid by
employers separate from all other existing costs.
Until that recognition is the focus of the discussion
the response from the health insurance industry (and, following their example,
the health care industry)
The true, inarguable, figures must come out.
The equation looks something like this:
$5711 the cost per year for each individual American’s
health care (2003 data)
This “commandeering” of the argument requires
measurable accountability through honest brokering.
Because it must be impossible for employers to
slip their existing outlays surreptitiously into their profits if/when
Forcing this exposure and offering a cheaper option would undo the health insurance industry (and may well shake the foundations of all insurances).
It’s an invasion of privacy issue that would expose, like a surgeon’s scalpel, the arterial flow of cash from the nation’s employers into the investment organs of the insurance industry.
It may well expose a less than savory relationship
between some industries’ executives (companies with thousands of employees)
and health insurance providers.
We must clearly see this as unaccountable funneling of our general prosperity into the single largest source of worldwide venture capital in existence today.
The fear, mistrust and dread which accompany the
interaction Americans have with their health insurance fuels the world